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ACCREDITED INVESTOR

Described by the Securities and Exchange Commission:

“In the context of a natural person, includes anyone who: (meets at least one requirement below)

  • Earned income that exceeded $200,000 (or $300,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, OR
  • Has a net worth over $1 million, either alone or together with a spouse (excluding the value of the person’s primary residence). “

*https://www.investor.gov/introduction-investing/general-resources/news-alerts/alerts-bulletins/investor-bulletins/updated-3

SOPHISTICATED INVESTOR

In the context of a natural person, includes anyone who: (meets at least one requirement below)

  • Earned income that exceeded $100,000 (or $200,000 together with a spouse) in each of the prior two years, and reasonably expects the same for the current year, OR
  • Has a net worth over $300 Thousand, either alone or together with a spouse (excluding the value of the person’s primary residence).
  • Prior investing experience and education along with the financial requirements.

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