Thank you for visiting handsoffinvestment.com, which is owned and operated by Hands-Off Investment. These Terms of Use govern your use of handsoffinvestment.com.

Your Acceptance of These Terms of Use

These Terms of Use apply to all users of handsoffinvestment.com, whether or not you are a registered member. By using handsoffinvestment.com you are agreeing to comply with and be bound by these Terms of Use. If you do not agree to these Terms of Use, you may not access or use handsoffinvestment.com.

Your Acceptance of Our Privacy Policy

By agreeing to these Terms of Use, you agree to the terms of our Privacy Policy and to our Site Rules, which are expressly incorporated herein. Before using handsoffinvestment.com, please carefully review our Privacy Policy. All personal information provided to us as a result of your use of handsoffinvestment.com will be handled in accordance with our Privacy Policy. To the extent there are inconsistencies between these Terms of Use and our Privacy Policy, these Terms of Use control.

Your Consent to Other Agreements

When you sign up to use a special feature of handsoffinvestment.com, you may be asked to agree to special terms governing your use of the special feature. In such cases, you may be asked to expressly consent to the special terms, for example, by checking a box or clicking on a button marked “I agree.” This type of agreement is known as a “click-through” agreement. If any of the terms of the click-through agreement are different than the terms of these Terms of Use, the terms of the click-through agreement will supplement or amend these Terms of Use, but only with respect to the matters governed by the “click-through agreement.”

Ownership of handsoffinvestment.com and its Content

Handsoffinvestment.com, including all its Content are protected under applicable intellectual property and other laws, including without limitation the laws of the United States and other countries. All Content and intellectual property rights therein are the property of HANDS-OFF INVESTMENT or the material is included with the permission of the rights owner and is protected pursuant to applicable copyright and trademark laws.

The presence of any Content on handsoffinvestment.com does not constitute a waiver of any right in such Content. You do not acquire ownership rights to any such Content viewed through handsoffinvestment.com. Except as otherwise provided herein, none of this Content may be used, copied, reproduced, distributed, republished, downloaded, modified, displayed, posted or transmitted in any form or by any means, including, but not limited to, electronic, mechanical, photocopying, recording, or otherwise, without our express prior written permission.

Permission is hereby granted to the extent necessary to lawfully access and use handsoffinvestment.com and to display, download, or print portions of handsoffinvestment.com on a temporary basis and for your personal, educational, non-commercial use only, provided that you (i) do not modify the Content; (ii) you retain any and all copyright and other proprietary notices contained in the Content; and (iii) you do not copy or post the Content on any network computer or broadcast the Content in any media.

Trademarks

The HANDS-OFF INVESTMENT names and logos (including, without limitation, those of its affiliates), all product and service names, all graphics, all button icons, and all trademarks, service marks and logos appearing within handsoffinvestment.com, unless otherwise noted, are trademarks (whether registered or not), service marks and/or trade dress of the HANDS-OFF INVESTMENT and/or its affiliates (the “HANDS-OFF INVESTMENT Marks”). All other trademarks, product names, Hands-Off Investments, logos, service marks and/or trade dress mentioned, displayed, cited or otherwise indicated within handsoffinvestment.com are the property of their respective owners. You are not authorized to display or use the HANDS-OFF INVESTMENT Marks in any manner without our prior written permission. You are not authorized to display or use trademarks, product names, Hands-Off Investments, logos, service marks and/or trade dress of other owners featured within handsoffinvestment.com without the prior written permission of such owners. The use or misuse of the HANDS-OFF INVESTMENT Marks or other trademarks, product names, Hands-Off Investments, logos, service marks and/or trade dress or any other materials contained herein, except as permitted herein, is expressly prohibited.

Responsibility for User-Generated Content Posted on or Through handsoffinvestment.com

You are responsible for the User-Generated Content that you post. Under no circumstances will we be liable in any way for any User-Generated Content.

This means that you, not HANDS-OFF INVESTMENT, are entirely responsible for all User-Generated Content that you post and that you can be held personally liable for comments that are defamatory, obscene, or libelous, or that violate these Terms of Use, an obligation of confidentiality, or the rights of others. If any part of the User-Generated Content you post is not your original work, it is your responsibility to obtain any necessary permission to post it.

Because we do not control the User-Generated Content posted on or through handsoffinvestment.com, we cannot and do not warrant or guarantee the truthfulness, integrity, suitability, or quality of that User-Generated Content. You also agree and understand that by accessing handsoffinvestment.com, you may encounter User-Generated Content that you may consider to be objectionable. We have no responsibility for any USER-GENERATED CONTENT, including without limitation any errors or omissions therein. We are not liable for any loss or damage of any kind you may claim was incurred as a result of the use of any USER-GENERATED CONTENT posted, emailed, transmitted or otherwise made available on or through handsoffinvestment.com. The USER-GENERATED CONTENT posted on or through handsoffinvestment.com expresses the personal opinions of the individuals who posted it and does not necessarily reflect the views of HANDS-OFF INVESTMENT or any person or entity associated with HANDS-OFF INVESTMENT.

You own User-Generated Content, but we may use it. You own the copyright in any original USER-GENERATED CONTENT you post. We do not claim any copyrights in USER-GENERATED CONTENT. However, by using handsoffinvestment.com you are granting us and our subsidiaries, affiliates, successors and assigns, a nonexclusive, fully paid, worldwide, perpetual, irrevocable, royalty-free, transferable license (with the right to sublicense through unlimited levels of sublicensees) to use, copy, modify, distribute, publicly display and perform, publish, transmit, remove, retain repurpose, and commercialize USER-GENERATED CONTENT you post in any and all media or form of communication whether now existing or hereafter developed, without obtaining additional consent, without restriction, notification, or attribution, and without compensating you in any way, and to authorize others to do the same. For this reason, we ask that you not post any USER-GENERATED CONTENT that you do not wish to license to us, including any photographs, videos, confidential information, or product ideas.

HANDS-OFF INVESTMENT and its Partners reserve the right to display advertisements in connection with your USER-GENERATED CONTENT and to use your USER-GENERATED CONTENT for advertising and promotional purposes.

We may disclose and/or remove User-Generated Content. HANDS-OFF INVESTMENT has certain rights. We have the right (but do not assume the obligation) to:

monitor all USER-GENERATED CONTENT;

• require that you avoid certain subjects;
• remove or block any USER-GENERATED CONTENT at any time without notice at our sole and absolute discretion;
• disclose any USER-GENERATED CONTENT and the identity of the user who posted it in response to a subpoena or whenever we believe that disclosure is appropriate to comply with the law or a court order, to prevent or investigate a possible crime or other violation of law, to protect the rights of HANDS-OFF INVESTMENT or others, or to enforce these Terms of Use; and
• terminate your access to and use of handsoffinvestment.com, or to modify, edit or block your transmissions thereto, for any reason and in our sole discretion.

You agree that our exercise of such discretion shall not render us the owners of USER-GENERATED CONTENT you post, and that you will retain ownership thereof as described above.

Restrictions on User-Generated Content. It is a condition of these Terms of Use that you do not:

upload, post, transmit or otherwise make available

• any USER-GENERATED CONTENT that is unlawful, harmful, hateful, threatening, abusive, harassing, libelous, defamatory, obscene, vulgar, pornographic, profane, racially disparaging, indecent, or invasive of another’s privacy;
• any USER-GENERATED CONTENT that constitutes or encourages activity illegal under criminal or civil law;
• any USER-GENERATED CONTENT that is false, misleading, or fraudulent;
• any USER-GENERATED CONTENT that you do not have a right to make available under any law or under contractual or fiduciary relationships (such as inside information or proprietary and confidential information learned or disclosed as part of employment relationships or under nondisclosure agreements);
• any USER-GENERATED CONTENT that violates or infringes upon the rights of others, including USER-GENERATED CONTENT which violates the patent rights, copyrights, trademark rights, privacy rights, publicity rights, trade secret rights, confidentiality rights, contract rights, or any other rights of any individual, living or deceased, or any legal entity;
• any USER-GENERATED CONTENT that contains the image, name or likeness of anyone other than yourself, unless (i) that person is at least eighteen years old and you have first obtained his/her express permission or (ii) that person is under eighteen years old but you are his/her parent or legal guardian;
• any request for or solicitation of any personal or private information from any individual to the extent such request is not consistent with the networking goals of handsoffinvestment.com;
• any request for or solicitation of money, goods, or services for private gain, except that such requests/solicitation are permitted in writing by HANDS-OFF INVESTMENT
• any USER-GENERATED CONTENT that contains advertising, promotions or marketing, or which otherwise has a commercial purpose, except that such requests/solicitation are permitted in writing by HANDS-OFF INVESTMENT
• any material that contains software viruses or any other computer code, files or programs designed to interrupt, destroy or limit the functionality of any computer software or hardware or telecommunications equipment; or impersonate any person or entity or falsely state or otherwise misrepresent your affiliation with a person or entity; or violate any local, state, national or international law, rule or regulation.

By posting User-Generated Content, you represent and warrant that (i) you own or otherwise control all of the rights to the USER-GENERATED CONTENT and have the right to grant the license set forth in these Terms of Use; (ii) the USER-GENERATED CONTENT is accurate, and (iii) you have read and understood—and your USER-GENERATED CONTENT fully complies with—these Terms of Use and applicable laws and will not cause injury to any person or entity.

Removal of Content

In general. You can seek removal of objectionable USER-GENERATED CONTENT, and lodge complaints against particular users, by contacting us at https://handsoffinvestment.com/contact-us/. We will endeavor to review such requests and to remove USER-GENERATED CONTENT and users that we determine should be removed, in our sole discretion and in accordance with these Terms of Use and applicable law. However, by providing a mechanism for the submission of complaints, we make no promises that we will review all such complaints or that we will take any action in response to such complaints. Please be aware, however, that if the USER-GENERATED CONTENT has already been distributed to other websites or published in other media, we will not be able to recapture and delete it. Also, a back-up or residual copy of the USER-GENERATED CONTENT we remove from handsoffinvestment.com may remain on back-up servers.

Violation of copyrights.

HANDS-OFF INVESTMENT does not knowingly violate or permit others to violate the copyrights of others. We will promptly remove or disable access to material that we know is infringing or if we become aware of circumstances from which infringing activity is apparent.

If you are requesting removal of content because of a violation of your copyrights, please note that the Digital Millennium Copyright Act of 1998 (the “DMCA”) provides recourse for copyright owners who believe that material appearing on the Internet infringes their rights under U.S. copyright law. If you believe that your own work, or the work of a third party for whom you are authorized to act, is featured on handsoffinvestment.com or has been otherwise copied and made available on handsoffinvestment.com in a manner that constitutes copyright infringement, please notify us immediately. Your notice must be in writing and must include an electronic or physical signature of the copyright owner or of the person authorized to act on behalf of the owner of the copyright interest;

a description of the copyrighted work that you claim has been infringed;

• a description of where the material that you claim is infringing is located on handsoffinvestment.com (including the URL, title and/or item number if applicable, or other identifying characteristics);
• your name, address, telephone number, and email address, and, if you are not the owner of the copyright, the name of the owner; and
• a written statement by you that you have a good-faith belief that the disputed use is not authorized by the copyright owner, its agent, or the law; and
• a statement by you, made under penalty of perjury, that the above information in your notice is accurate and that you are the copyright owner or authorized to act on the copyright owner’s behalf. Your statement must be addressed as follows:

Copyright Agent

NAME

ADDRESS

Any notification by a copyright owner or a person authorized to act on its behalf that fails to comply with requirements of the DMCA shall not be considered sufficient notice and shall not be deemed to confer upon us actual knowledge of facts or circumstances from which infringing material or acts are evident.

Your Feedback

Although we do not claim ownership of User-Generated Content you post using handsoffinvestment.com, the Feedback you provide to us through handsoffinvestment.com will be and remain our exclusive property. Your submission of Feedback will constitute an assignment to us of all worldwide rights, title and interests in your Feedback, including all copyrights and other intellectual property rights in your Feedback. We will be entitled to reduce to practice, exploit, make, use, copy, disclose, display or perform publicly, distribute, improve and modify any Feedback you submit for any purpose whatsoever, without restriction and without compensating you in any way. For this reason, we ask that you not send us any Feedback that you do not wish to assign to us.

Your Obligations

In consideration of your use of handsoffinvestment.com, you agree that to the extent you provide personal information to HANDS-OFF INVESTMENT it will be true, accurate, current, and complete and that you will update all personal information as necessary. You also agree that you will use an image of yourself that you are authorized to use for your profile picture. The use of company logos, advertisements, web addresses, contact information, pictures of celebrities or the unauthorized use of images owned by others is prohibited.

To the extent you create an account through handsoffinvestment.com, you understand and agree that any account you create, including your username and password, are personal to you and may not be used by anyone else. You are responsible for maintaining the confidentiality of your username and password and are fully responsible for all activities that occur under your username and password by you or by anyone else using your username and password, whether or not authorized by you. You agree to change your password immediately if you believe your password may have been compromised or used without authorization. You also agree to immediately inform us of any apparent breaches of security such as loss, theft or unauthorized disclosure or use of your username or password by contacting us using the information provided here: https://handsoffinvestment.com/contact-us/ . Until we are so notified you will remain liable for any unauthorized use of your account.

You agree to use handsoffinvestment.com in a manner consistent with any and all applicable rules and regulations. You agree not to upload or transmit through handsoffinvestment.com any computer viruses, trojan horses, worms or anything else designed to interfere with, interrupt or disrupt the normal operating procedures of a computer. Any unauthorized modification, tampering or change of any information; any interference with the availability of or access to handsoffinvestment.com; or any unauthorized scraping of the Content on handsoffinvestment.com is strictly prohibited. We reserve all rights and remedies available to us, including but not limited to the right to terminate your access to handsoffinvestment.com.

Calculators & Analysis Tools

The calculators & analysis tools found on handsoffinvestment.com are designed to be used for informational and educational purposes only and, when used alone, do not constitute investment advice. HANDS-OFF INVESTMENT recommends that you seek the advice of a real estate professional before making any type of investment. The results presented may not reflect the actual return of your own investments. HANDS-OFF INVESTMENT is not responsible for the consequences of any decisions or actions taken in reliance upon or as a result of the information provided by these tools. Furthermore, HANDS-OFF INVESTMENT is not responsible for any human or mechanical errors or omissions.

Fees and Payments

HANDS-OFF INVESTMENT members can elect to upgrade their account or to purchase another subscription service offered by HANDS-OFF INVESTMENT such as advertising where they may be charged a subscription fee for the use of certain services. HANDS-OFF INVESTMENT reserves the right to change the fees at any time, upon notice to you. By registering for A subscription service, you agree to pay HANDS-OFF INVESTMENT the fees for the services applicable to the account level chosen. For any upgrade or downgrade in plan level, the credit card that you provided will automatically be charged the new rate immediately.

All fees are paid in advance and are non-refundable. There will be no refunds or credits for partial months of service, upgrade/downgrade refunds, refunds for accounts that have had access to particular services restricted, refunds for accounts that have had upgrades canceled for any reason including violations of these Terms, or refunds for months unused. However, if a user upgrades and cancels within 24 hours without using the upgraded services offered to members with a paid subscription, we will offer a full refund minus any applicable cancellation fees. We reserve the right to deactivate your access to the Services for your failure to pay applicable fees or for violations of these Terms. If you provide us with a credit card that expires during the term of these Terms of Service, we reserve the right to charge any renewal card issued to you as a replacement. You agree to promptly pay HANDS-OFF INVESTMENT in the event of any refusal of your credit card issuer to pay any amount to HANDS-OFF INVESTMENT for any reason. You agree to pay all costs of collection, including attorneys’ fees and costs, on any outstanding balance. In the event you fail to pay any amount when due, HANDS-OFF INVESTMENT may immediately suspend or terminate your access to any or all of our services.

Your subscription will renew automatically, unless you terminate it OR if we terminate it for a violation of these Terms. You must cancel your subscription before it renews to avoid billing of subscription fees for the renewal term to your credit card.

We may elect to offer free or discounted pricing for use subscription services (a “Trial”). Once the terms of any Trial have expired, you agree that our normal billing rates shall apply. You agree to comply with any additional terms, restrictions or limitations we impose in connection with any Trial. You may not sign-up for multiple Accounts in order to receive additional benefits under any Trial.

The only accepted method for you to cancel your paid subscription to the HANDS-OFF INVESTMENT is as mentioned in the prior paragraph. An email or phone request to cancel your account is not considered cancellation.

DISCLAIMERS

WE MAKE NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO HANDSOFFINVESTMENT.COM OR ITS CONTENT, OR ANY PRODUCT OR SERVICE AVAILABLE ON OR PROMOTED THROUGH HANDSOFFINVESTMENT.COM. HANDSOFFINVESTMENT.COM AND ALL OF ITS CONTENT (INCLUDING USER GENERATED CONTENT) ARE PROVIDED ON AN “AS IS,” “AS AVAILABLE” BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND. TO THE FULLEST EXTENT PERMITTED BY LAW, HANDS-OFF INVESTMENT, ITS AFFILIATES, AND THEIR SERVICE PROVIDERS AND LICENSORS DISCLAIM ANY AND ALL REPRESENTATIONS AND WARRANTIES, WHETHER EXPRESS, IMPLIED, ARISING BY STATUTE, CUSTOM, COURSE OF DEALING, COURSE OF PERFORMANCE OR IN ANY OTHER WAY, WITH RESPECT TO HANDSOFFINVESTMENT.COM, ITS CONTENT, AND ANY PRODUCTS OR SERVICES AVAILABLE OR PROMOTED THROUGH HANDSOFFINVESTMENT.COM. WITHOUT LIMITING THE GENERALITY OF THE FOREGOING, HANDS-OFF INVESTMENT, ITS AFFILIATES, AND THEIR SERVICE PROVIDERS AND LICENSORS DISCLAIM ALL REPRESENTATIONS AND WARRANTIES (A) OF TITLE, NON-INFRINGEMENT, MERCHANTABILITY AND FITNESS FOR A PARTICULAR PURPOSE; (B) RELATING TO THE SECURITY OF HANDSOFFINVESTMENT.COM; (C) THAT THE CONTENT OF HANDSOFFINVESTMENT.COM IS ACCURATE, COMPLETE OR CURRENT; OR (D) THAT HANDSOFFINVESTMENT.COM WILL OPERATE SECURELY OR WITHOUT INTERRUPTION OR ERROR.

WE DO NOT REPRESENT OR WARRANT THAT HANDSOFFINVESTMENT.COM, ITS SERVERS, OR ANY TRANSMISSIONS SENT FROM US OR THROUGH HANDSOFFINVESTMENT.COM WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING VIRUSES).

HANDS-OFF INVESTMENT DOES NOT ENDORSE AND IS NOT RESPONSIBLE FOR STATEMENTS, ADVICE AND OPINIONS MADE BY ANYONE OTHER THAN AUTHORIZED HANDS-OFF INVESTMENT SPOKESPERSONS. WE DO NOT ENDORSE AND ARE NOT RESPONSIBLE FOR ANY STATEMENTS, ADVICE OR OPINIONS CONTAINED IN USER GENERATED CONTENT AND SUCH STATEMENTS, ADVICE AND OPINIONS DO NOT IN ANY WAY REFLECT THE STATEMENTS, ADVICE AND OPINIONS OF HANDS-OFF INVESTMENT. WE DO NOT MAKE ANY REPRESENTATIONS OR WARRANTIES AGAINST THE POSSIBILITY OF DELETION, MISDELIVERY OR FAILURE TO STORE COMMUNICATIONS, PERSONALIZED SETTINGS, OR OTHER DATA. YOU ACCEPT THAT OUR SHAREHOLDERS, OWNERS, OFFICERS, DIRECTORS, EMPLOYEES AND OTHER REPRESENTATIVES SHALL HAVE THE BENEFIT OF THIS CLAUSE.

APPLICABLE LAW MAY NOT ALLOW THE LIMITATION OF CERTAIN WARRANTIES, SO ALL OR PART OF THIS DISCLAIMER OF WARRANTIES MAY NOT APPLY TO YOU.

LIMITATION OF LIABILITY

TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAWS WE, ON BEHALF OF OUR DIRECTORS, OFFICERS, EMPLOYEES, AGENTS, SUPPLIERS, LICENSORS AND SERVICE PROVIDERS, EXCLUDE AND DISCLAIM LIABILITY FOR ANY LOSSES AND EXPENSES OF WHATEVER NATURE AND HOWSOEVER ARISING INCLUDING, WITHOUT LIMITATION, ANY DIRECT, INDIRECT, GENERAL, SPECIAL, PUNITIVE, INCIDENTAL OR CONSEQUENTIAL DAMAGES; LOSS OF USE; LOSS OF DATA; LOSS CAUSED BY A VIRUS; LOSS OF INCOME OR PROFIT; LOSS OF OR DAMAGE TO PROPERTY; CLAIMS OF THIRD PARTIES; OR OTHER LOSSES OF ANY KIND OR CHARACTER, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OF HANDSOFFINVESTMENT.COM. YOU ASSUME TOTAL RESPONSIBILITY FOR ESTABLISHING SUCH PROCEDURES FOR DATA BACK UP AND VIRUS CHECKING AS YOU CONSIDER NECESSARY. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS. IF ANY PART OF THIS LIMITATION ON LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED TEN DOLLARS ($10.00).

Handsoffinvestment.com gives you specific legal rights and you may also have other rights which vary from country to country. Some jurisdictions do not allow certain kinds of limitations or exclusions of liability, so the limitations and exclusions set out in these Terms of Use may not apply to you. Other jurisdictions allow limitations and exclusions subject to certain conditions. In such a case the limitations and exclusions set out in these Terms of Use shall apply to the fullest extent permitted by the laws of such applicable jurisdictions. Your statutory rights as a consumer, if any, are not affected by these provisions, and we do not seek to exclude or limit liability for fraudulent misrepresentation.

Links to Third-Party Websites

Handsoffinvestment.com may provide links to other websites operated by third parties. Because we have no control over third-party websites, we are not responsible for the availability of those websites and do not endorse and are not responsible or liable for any content, advertising, services, products, or other materials on or available from such websites. HANDS-OFF INVESTMENT shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any content, advertising, services, products, or other materials on or available from such websites. These Terms of Use do not apply to your use of third-party websites; your use of such websites is subject to the terms and policies of the owner of such websites.

HANDS-OFF INVESTMENT has financial relationships with some of the companies, products, and services mentioned on our site, and may be compensated if users choose to follow the links pointing to those companies, products or services.

Modification, Discontinuation, and Termination

We reserve the right at any time and from time-to-time to modify, edit, delete, suspend or discontinue, temporarily or permanently handsoffinvestment.com (or any portion thereof) and/or the information, materials, products and/or services available through handsoffinvestment.com (or any part thereof) with or without notice. You agree that we shall not be liable to you or to any third party for any such modification, editing, deletion, suspension or discontinuance of handsoffinvestment.com.

You also agree that HANDS-OFF INVESTMENT, in its sole discretion, may terminate your password, account (or any part thereof), or use of handsoffinvestment.com for any reason, including, without limitation, for lack of use or if HANDS-OFF INVESTMENT believes that you have violated or acted inconsistently with the letter or spirit of these Terms of Use. You agree that any termination of your access to handsoffinvestment.com under any provision of these Terms of Use may be effected without prior notice, and acknowledge and agree that HANDS-OFF INVESTMENT may immediately deactivate or delete your account and all related information in your account and/or bar any further access to handsoffinvestment.com. Further, you agree that HANDS-OFF INVESTMENT shall not be liable to you or any third-party for any termination of your access to handsoffinvestment.com.

Waiver

Our failure at any time to require performance of any provision of these Terms of Use or to exercise any right provided for herein will not be deemed a waiver of such provision or such right. All waivers must be in writing. Unless the written waiver contains an express statement to the contrary, no waiver by HANDS-OFF INVESTMENT of any breach of any provision of these Terms of Use or of any right provided for herein will be construed as a waiver of any continuing or succeeding breach of such provision, a waiver of the provision itself, or a waiver of any right under these Terms of Use.

Severability

If any provision of these Terms of Use is held by a court of competent jurisdiction to be contrary to law, such provision will be changed and interpreted so as to best accomplish the objectives of the original provision to the fullest extent allowed by law and the remaining provisions of these Terms of Use will remain in full force and effect.

Governing Law, Jurisdiction and Venue

These Terms of Use will be governed under the laws of the State of Michigan without regard to its conflicts of law provisions. All actions or proceedings arising out of or relating to these Terms of Use will be venued exclusively in state of Michigan. You hereby irrevocably consent and submit to the personal jurisdiction of said courts for all such purposes. However, we retain the right to bring legal proceedings in any jurisdiction where we believe that infringement of these Terms of Use is taking place or originating.

Indemnity

You agree to indemnify and hold HANDS-OFF INVESTMENT, its subsidiaries, and affiliates, and their respective officers, agents, partners and employees, harmless from any loss, liability, claim, or demand, including reasonable attorneys’ fees, made by any third party due to or arising out of your use of handsoffinvestment.com in violation of these Terms of Use and/or arising from a breach of these Terms of Use and/or any breach of your representations and warranties set forth above and/or if any material that you post using handsoffinvestment.com causes us to be liable to another. We reserve the right to defend any such claim, and you agree to provide us with such reasonable cooperation and information as we may request.

These Terms of Use May Change

These Terms of Use are current as of the effective date set forth above. HANDS-OFF INVESTMENT reserves the right to change these Terms of Use from time to time consistent with applicable laws and principles. These changes will be effective as of the date we post the revised version on handsoffinvestment.com. Your continued use of handsoffinvestment.com after we have posted the revised Terms of Use constitutes your agreement to be bound by the revised Terms of Use. If at any time you choose not to accept these Terms of Use, you should not use handsoffinvestment.com.

Entire Agreement

These Terms of Use (together with our Privacy Policy and any Privacy Notices or click-through agreements applicable to you) contain the entire understanding and agreement between you and HANDS-OFF INVESTMENT with respect to handsoffinvestment.com and supersede all previous communications, negotiations, and agreements, whether oral, written, or electronic, between you and HANDS-OFF INVESTMENT with respect to handsoffinvestment.com and your use of handsoffinvestment.com.

Definitions

The terms “HANDS-OFF INVESTMENT,” “we,” “us,” and “our” refer to HANDS-OFF INVESTMENT.

The term “Content” refers to all of the software and code comprising or used to operate handsoffinvestment.com, and all of the text, photographs, images, illustrations, graphics, sound recordings, video and audio-video clips, and other materials available on handsoffinvestment.com, including User-Generated Content and Feedback.

The term “Feedback” refers to the Content you post on or through handsoffinvestment.com that is specifically about how we can improve handsoffinvestment.com and the products and services we make available through handsoffinvestment.com.

The term “including” means “including, but not limited to.”

The term “Site” refers to the website located at HANDS-OFF INVESTMENT.com and owned by HANDS-OFF INVESTMENT.

The terms “User-Generated Content” or “USER-GENERATED CONTENT” refer to your publicly available profile information and all content that you post using the social networking tools we make available to you. USER-GENERATED CONTENT does not include “Feedback.”

Questions

If you have any questions about handsoffinvestment.com or these Terms of Use, please contact us using the contact page https://handsoffinvestment.com/contact-us/.